Chloe Temple is babysitting when her boyfriend calls her. She's lonely for his attention, having not seen him for a few days, so when he initiates some phone sex, she's onboard! Since the kids are taking a nap, she's eager to have some alone time however she can get it.Although she's a little nervous, Chloe soon makes herself comfortable on the couch. As they have phone sex, Chloe fingers herself, losing herself in the moment. She's so caught up in masturbating that she doesn't notice that she's been caught in the act by Oliver Flynn! When he finally makes himself known, she's startled, quickly hanging up on her boyfriend and demanding to know who he is.She learns that Oliver is the older brother of the kids she's babysitting. He's back from college to surprise his parents, but it looks like HE'S the one being surprised! When Chloe tries to explain to him that she's just lonely for her boyfriend, he's unimpressed and mocks her. She's willing to risk her reputation and job for some highschool crush?Chloe defends their love but becomes nervous when Oliver says that he won't tell his parents IF she has sex with him. Although Chloe cares about her boyfriend, she doesn't want to get caught, so she plays along. But as Oliver encourages Chloe onto her hands and knees, and sinks into her pussy from behind, Chloe gets another phone call from her boyfriend...