How many times do people have to be told that the most important thing in the document is written in small letters in the most inconvenient place? It probably takes forever to realize that any credit is in some way a scam. On the other hand, if everyone gave up credit, I'd lose my job. And something else, of course. Just look at that sultry Spanish girl, for example. Damn, that tight ass of hers I'll remember for the rest of my life! What would I do if she could read the fine print in English!